MHFC is one of the proud finance partners of BGA Realtors, an affordable housing provider based in West Bengal. We offer housing finance options to those customers who have minimal or no income documentation & are buying a flat in one of several BGA projects which include Amrita Awas, Amrita Abashan & Amrita Alayam .
Our past customers in Kolkata (& West Bengal) have included auto rickshaw drivers, security guards, maids, small business owners etc - many of whom lack proper income documentation to get a home loan from traditional commercial banks. We have also partnered with BGA to apply for the Pradhan Mantri Awas Yojna's Credit Linked Subsidy Scheme ("CLSS") on behalf of eligible customers.
Under CLSS, eligible customers will receive a subsidy of upto a maximum of Rs. 2.2 lakh on their home loans. This is a unique opportunity for customers who are interested in buying a flat in one of BGA's projects, as CLSS allows customers to effectively pay an interest rate of 5.5%-6.5% p.a.
Eligibility requirements include woman ownership of the flat being bought, a household income of less than Rs. 6 lakh a year & not owning a house anywhere in the country. Aadhar cards are mandatory to apply for the subsidy under CLSS. No processing fees will be collected on these loans, however out of pocket expenses will be recovered through the loan amount.
MHFC's partnership with BGA as a finance provider and CLSS were recently covered by the Economic Times, which can be found here.
For all customers interested in buying flats in the recently launched Amrita Awas project and are looking at finance options (including details about CLSS), please connect with our loan officer in Kolkata - Mr. Subrata Biswas - on +91 9831433440 (subrata.biswas@mhfcindia.com) . You can also send us a mail at contact@mhfcindia.com.
Our past customers in Kolkata (& West Bengal) have included auto rickshaw drivers, security guards, maids, small business owners etc - many of whom lack proper income documentation to get a home loan from traditional commercial banks. We have also partnered with BGA to apply for the Pradhan Mantri Awas Yojna's Credit Linked Subsidy Scheme ("CLSS") on behalf of eligible customers.
Under CLSS, eligible customers will receive a subsidy of upto a maximum of Rs. 2.2 lakh on their home loans. This is a unique opportunity for customers who are interested in buying a flat in one of BGA's projects, as CLSS allows customers to effectively pay an interest rate of 5.5%-6.5% p.a.
Eligibility requirements include woman ownership of the flat being bought, a household income of less than Rs. 6 lakh a year & not owning a house anywhere in the country. Aadhar cards are mandatory to apply for the subsidy under CLSS. No processing fees will be collected on these loans, however out of pocket expenses will be recovered through the loan amount.
MHFC's partnership with BGA as a finance provider and CLSS were recently covered by the Economic Times, which can be found here.
For all customers interested in buying flats in the recently launched Amrita Awas project and are looking at finance options (including details about CLSS), please connect with our loan officer in Kolkata - Mr. Subrata Biswas - on +91 9831433440 (subrata.biswas@mhfcindia.com) . You can also send us a mail at contact@mhfcindia.com.
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